Planet Home Lending

Outside Mortgage Loan Officer

US-CA-Santa Ana | US-MD-Columbia | US-CA-Aliso Viejo | US-CA-Manhattan Beach
4 months ago
# of Openings
10
Category
Sales

Overview

The outside Mortgage Loan Originator (MLO) is responsible for taking applications for all types of mortgage loans offered by the Company. They will generate the applications from their existing and/or new Referral sources (such as Realtor, Attorney, and Financial Planners).  This position answers customer mortgage inquiries, analyzes the financial needs, educates, and advises the customer on product alternatives.

Primary Responsibilities

  • Cultivates outside referral sources (Realtor, Attorney, Financial Planner) in order to qualify their customers for Mortgage financing be it Purchase or Refinance.
  • Responds to all leads and customer inquiries in a professional and timely manner. Interviews applicants and requests specified information for loan applications. Enters application information into LOS system.
  • Analyzes applicant’s financial status, credit, and property evaluation to determine available mortgage products that best fit the needs of the applicant.
  • Obtains required information deemed necessary to submit the loan for processing. Keeps the applicant up to date on loan status as well as communicating pricing and rate lock options.
  • Develops new business through a variety of means including personal and professional referrals, telemarketing, direct mail prospects, and other sources that derive from spec marketing campaigns.
  • Observes and stays abreast of developing trends in the industry and remains knowledgeable of changing guidelines, regulations and business practices.
  • Attends training and seminars required to obtain appropriate state licenses and maintain those licenses.

Position Requirements

  • High School diploma or equivalent required
  • Minimum of one year of experience in the mortgage industry
  • Working knowledge of various mortgage products and underwriting guidelines
  • Working knowledge of applicable laws and regulations related to mortgage lending
  • Effective written and verbal communication skills
  • Demonstrates a commitment to quality customer service

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